Brooks College of Health
Master of Science in Health Administration (MHA)
Dr. Larry Jean
Dr. Nick Wilson
Dr. Dan Whitehead
This is a study of the relationship between consumer credit scoring and the resolution of a patient's account for hospital services. Accounts studied were classified as Good accounts or Bad accounts based upon their final resolution. Bad accounts were those written-off to bad debt with Good accounts being all others.
The probability of predicting a patient's account being either Good or Bad was based upon a consumer credit scoring process. The null hypothesis of this study was that the consumer credit scoring process would not provide any indication about the outcome or resolution of the account. Analysis of the credit score and the outcome of the hospital account suggested the consumer credit score would indicate the patient's reliability in taking responsibility for the account. Based on the confidence given to credit scoring in consumer markets and the results of this study, the consumer credit score would have value for the health care industry.
Frohlich, Robert M. Jr., "Credit Scoring in a Hospital Setting" (1997). UNF Graduate Theses and Dissertations. 97.